Tampa Home Hurricane Preparation Checklist | Guide | Tips

2012 Tampa Home Hurricane Preparation Checklist | Guide | Tips.   Since tomorrow starts the actual 1st day of Hurricane Season, get prepared in case of an emergency.  It doesn’t take long and you will be ready!

As always if you or someone you know in the Greater Tampa Bay area needs Real Estate Help, or you have mortgage questions, call me, I’m here to help! 813-777-1196



This Hurricane Preparation Checklist should help keep things Super Simple.  (It’s not from our area, but the information is from a good source http://www.hcoem.org).

DISASTER. It strikes anytime, anywhere. It takes many forms — a hurricane, an earthquake, a tornado, a flood, a fire or a hazardous spill, some are natural, some are man-made. It builds over days or weeks, or hits suddenly, without warning. Every year, millions of Americans face disaster, and its terrifying consequences.
The time to prepare is now. Hurricane season is here. Are you ready? Harris County Office of Homeland Security & Emergency Management (HCOHSEM) aims to educate people about the hazards of hurricanes, tropical storms, high winds, storm surge and flooding. HCOHSEM reminds residents to:
• Get a kit
• Make a plan
• Stay informed
Preventing the loss of life and minimizing the damage to property from hurricanes are responsibilities that are shared by everyone. Any time you are asked to evacuate, you should do so without delay. It is important for you and your family to have a plan that makes you as safe as possible. Preparedness includes having the supplies on hand to weather any storm. Finally, stay informed.

Before the Storm
General Preparedness through the Season

  • Keep your vehicle gas tank above ½ full through the season.
  • Test run generators monthly with a load to insure proper working order.
  • Consider the purchase of flood insurance, even if outside of a floodplain.
  • Have cash on hand in small denominations for year-round preparedness.
  • Maintain portable battery powered AM radio.
  • Contact 2-1-1 to register if you need transportation assistance to evacuate.

Home Preparedness

  • Board up your windows or close storm shutters.
  • Trim the trees and shrubs around your home.
  • Cleared loose and clogged downspouts and rain gutters.
  • Perform a inventory of home contents (electronics, jewelry, appliances, clothing, etc.) and store in safe
  • place.
  • Take detailed photos(s)/videos(s) of home property and contents (internal and external) and store in safe
  • place.
  • Secure or remove all items outside your home (grill, hanging plants, potted plants, etc.).
  • Tie down small or young trees to prevent uprooting.
  • Store all important documents (insurance papers, etc) in a waterproof container and in a secure location.
  • Prepare your evacuation kit using the pertinent items in the attached Emergency Essentials Kit checklist.
  • Turn off propane tanks.
  • Fill the bathtub and other large containers with water for sanitary purposes (cleaning, flushing toilets, etc.)

If you Plan to Evacuate

    • What is your zip code?
    • Are you located in an evacuation area in the evacuation map?
    • Where are you evacuating to?
    • Who is your contact at your destination?
    • What is their contact information?
    • What is your backup evacuation location?
    • Take a copy of all important documents and store in a waterproof container and in a secure location.
    • Top off your vehicle gas tank before hitting the road.

 

If you Plan to Stay

  • Listen to the radio (AM 740 KTRH) or TV for information.
  • If you have gas items you need to operate after the storm (generator, chainsaw, etc); fill gas storage container(s).
  • Prepare your hurricane kit using the attached Emergency Essentials Kit checklist.

 

During the Storm

  • Listen to the radio (AM 740 KTRH) or TV for information.
  • Turn the refrigerator and freezer to its coldest setting and keep its doors closed.
  • Avoid using the phone except for emergencies.
  • Stay indoors during the storm and away from windows and glass doors.
  • Close all interior doors.
  • Keep curtains and blinds closed.
  • Take refuge in a small interior room, closet, or hallway on the lowest level of your home.
  • After the Storm
  • If you are Returning from Evacuation
  • Return only after the all clear is given for your area.
  • Do not venture on to roads until you have been advised they are passable and safe.
  • Carefully inspect your home and perform an exterior assessment for safety issues.
  • Be on the lookout for downed power lines and avoid if identified.
  • If any safety issues are present, do not enter your home (gas smell, flood waters, fire damage, etc.).
  • If any safety issues are present, have your home inspected by a qualified building inspector or engineer.
  • Watch for and avoid loose animals and poisonous snakes.
  • Avoid carbon monoxide poisoning hazards; DO NOT run generators, grills, or other gas operated appliances indoors.

Damage Assessment

  • Have a fire extinguisher readily available in the case of a fire.
  • Watch for safety hazards (loose boards, slippery floors, broken glass, etc.)
  • Carefully check for damage to the roof, foundation, and chimney. If the building looks unstable do not enter.
  • Use a stick or other tool to sift through debris.
  • Open cabinets cautiously. Beware of objects that can fall off shelves.
  • If you smell natural gas, leave the structure and contact your local gas utility company.
  • Use a battery powered flashlight to inspect the structure. Do not use oil or gas lanterns or candles inside the structure.
  • If structural damage is present, turn off utilities.
  • Do not use electrical appliances that have been wet/damaged until checked by a professional.
  • Check with local authorities or have well water tested before using any water (could be contaminated).
  • Until cleared with authorities or tested, all water should be boiled for 1 minute at a rolling boil to disinfect before drinking.
  • Avoid using any toilets until you have checked for sewage or water line damage. If you suspect damage call a
  • plumber.
  • Service damaged sewage systems as soon as possible as they present serious health hazards (septic tanks, pits, etc.)
  • Check your smoke and carbon monoxide detectors to ensure they are functioning properly.
  • If any damage is identified to your home, contact your insurance company to start a claim.
  • Photograph and document any damage.
  • Throw away any spoiled food items or those that have come in contact with flood waters. When in doubt throw it out!

Print a copy of this emergency essentials list and take it with you to the store.

Food

  •  7-day supply of non-perishable food that doesn’t need cooking
  •  Hand-operated can opener
  •  Plastic plates, cups, utensils

Water

  •  1 gallon of drinking water per person per day enough for 5 days

First Aid

  •  Red Cross approved first aid kit
  •  Backup prescriptions for essential medications

 

Personal Hygiene

  •  Hand sanitizer or disinfectant wipes
  •  Toilet paper, paper towels, garbage bags
  •  Dental care and vision products
  •  Travel-size soaps and other beauty supplies
  •  Change of clothes, pair of shoes and blanket per person

 

Clean Air Items

  •  Nose and mouth protection masks (N-95 rating)
  •  Plastic sheeting
  •  Duct tape

 

Baby Items

  •  Formula, bottles, powdered milk
  •  Diapers
  •  Baby wipes
  •  Diaper rash ointment

 

Lighting

  •  Flashlights for each family member with extra batteries
  •  Fluorescent lanterns for each common area
  •  Waterproof matches or a utility lighter

Communication

  •  Portable, battery-powered AM/FM radio
  •  NOAA All Hazards Alert Radio
  •  Land-line phone with long cord
  •  Extra batteries for flashlights, lanterns, radio
  •  Extra cell phone battery or car charger
  •  Whistle
  • Family Safety Items
  •  Smoke detector with battery for each floor
  •  Carbon monoxide detector with battery backup
  •  Fire extinguisher
  •  Non-scented bleach for sanitization
  •  Sunscreen
  •  Insect repellant
  •  Shovel and basic tools

 

Transportation Items

  •  State and regional road maps
  •  Basic repair items (tools, tire patch kit, engine oil)
  •  Emergency Road Safety Triangles
  •  Games, books, puzzles

 

Pet Needs

  •  7-day supply of non-perishable pet food and water
  •  Cage or pet carrier and leash
  •  Pet medications and pet first-aid kit
  •  Current photo in case you are separated
  •  Cat litter and box
  •  Pet bed and toys

 

Make sure your family has a plan in case of an emergency. Before an emergency happens, sit down together and decide how you will get in contact with each other, where you will go and what you will do in an emergency. Keep a copy of this plan in your emergency supply kit or another safe place where you can access it in the event of a disaster.

EMERGENCY CONTACT NAME:

EMERGENCY CONTACT NAME:
TELEPHONE:

OTHER IMPORTANT INFORMATION:

NEIGHBORHOOD MEETING PLACE:
TELEPHONE:

OTHER IMPORTANT INFORMATION:
TELEPHONE:

OUT-OF-TOWN CONTACT NAME:
TELEPHONE:

NEIGHBORHOOD MEETING PLACE:
TELEPHONE:

OUT-OF-TOWN CONTACT NAME:
TELEPHONE:

 

Bank Of America Offers $20,000 to short Sale Sellers

Bank of America offers up to $20,000 to entice short sales

Thought this is was very timely published information by the St Pete Times.

How it works

Here are details on Bank of America’s “Short Sale Relocation Assistance” program:

• To determine eligibility, call a bank short-sale specialist at (877) 459-2852 between 8 a.m. and 10 p.m. Monday through Friday or Saturday from 9 a.m. to 5:30 p.m.

• The plan excludes loans backed by the Federal Housing Administration, Veterans Administration, U.S. Department of Agriculture and Ginnie Mae. Short sales initiated with offers are excluded.

• The specific amount of the payout will be based on the unpaid principal balance. The payoff assistance can be used to pay off other liens on the properties.

Source: Bank of America

Further Credit to Original Source

Sourced: Mark Puente, Times Staff Writer
In Print: Saturday, October 8, 2011

Bank of America is offering up to $20,000 to select Florida homeowners willing to agree to a short sale instead of entering foreclosure.

To sweeten the deal further, the nation’s largest lender will consider waiving the deficiency on the loan, which allows homeowners to sell the house for less then they owe without having to make up the difference to the bank. It can save homeowners thousands of dollars.

Not every Bank of America customer in Florida will be eligible for the program, which pays a minimum cash incentive of $5,000. It’s targeted toward home­owners who cannot afford their mortgages.

To quality, the short sales must be submitted for bank approval by Nov. 30 and must close by Aug. 31. Sales already under contract are not eligible; neither are properties outside of Florida.

This is a “test-and-learn” program being rolled out only in Florida because of the higher foreclosure rates than other parts of the country, said Christina Beyer Toth, a Tampa-based spokeswoman.

Florida is seen as a viable market to gauge short-sale response when presenting home­owners with relocation assistance, she said. If successful, the plan could expand to other states.

The bank notified select Florida real estate agents this week about the offer.

“It will get a lot of people off the fence about wanting to sell their home,” said Steve Capen of Keller Williams Realty in St. Petersburg. “This makes sense.”

What’s in it for Bank of America? It saves attorney fees, court costs and property taxes by avoiding foreclosure. It also speeds the process of getting bad loans off its books and gets the properties back on the market faster.

Capen, who specializes in short sales, plans to heavily market the offer to clients. But he cautioned that homeowners shouldn’t get overly excited because many of these plans have restrictions.

“It will only help a fraction of the people,” he said.

Homeowners get the cash after the short-sale deal closes. A caveat: Homeowners might have to pay income taxes related to the deficiency waiver and the cash payout.

The cash payouts give home­owners a reason not to trash their homes or strip them bare before moving out. When houses enter foreclosure, home­owners can essentially live for free until banks take possession at the end of the court process, which takes an average of nearly two years in Florida.

Attorney Chris Boss of Yesner & Boss said the deficiency waiver will enable homeowners to buy a house without filing bankruptcy or waiting three years from when foreclosures become final.

“It’s a chance to get away from the house with some money in your pocket,” Boss said. “This is good for the economy.”

Other national lenders started similar programs.

Late last year, JPMorgan Chase began giving homeowners $10,000 to $20,000 and waived losses on the mortgage. The bank still suffers a loss in the process, but generally speaking, sale prices on short-sale homes are higher than foreclosed homes.

Real estate experts and economists have said the housing market cannot fully recover until the millions of distressed mortgages are removed from the system.

Mark Puente can be reached at mpuente@sptimes.com or (727) 893-8459. Follow him at Twitter at twitter.com/markpuente.

.FAST FACTS

How it works

Here are details on Bank of America’s “Short Sale Relocation Assistance” program:

• To determine eligibility, call a bank short-sale specialist at (877) 459-2852 between 8 a.m. and 10 p.m. Monday through Friday or Saturday from 9 a.m. to 5:30 p.m.

• The plan excludes loans backed by the Federal Housing Administration, Veterans Administration, U.S. Department of Agriculture and Ginnie Mae. Short sales initiated with offers are excluded.

• The specific amount of the payout will be based on the unpaid principal balance. The payoff assistance can be used to pay off other liens on the properties.

Source: Bank of America

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